The 401(k) Savings Plan offers the following lineup of investment options. For more information about each fund, click View to access the fund fact sheet, or visit vanguard.com/retirementplans.
Our Vanguard Portfolio: How We're Investing for Financial Independence
To learn more about your investment options, to the Get Smart website.
Option A: All-In-One Target Retirement Trusts
Option B: Do-it-yourself investments
Option C: Open Choice — Vanguard Brokerage Option
The Vanguard Brokerage Option (VBO®) gives you access to thousands of mutual funds from hundreds of fund families through a brokerage account.
A note about risk
All investing is subject to risk, including the possible loss of the money you invest. Investments in Target Retirement Trusts are subject to the risks of their underlying funds. The year in the trust name refers to the approximate year (the target date) when an investor in the trust would retire and leave the workforce.
The difference between an account and an investment
The trust will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in a Target Retirement Trust is not guaranteed at any time, including on or after the target date.
Bond funds are subject to the risk that an issuer will fail to make payments on time, and that bond prices will decline because of rising interest rates or negative perceptions of an issuer’s ability to make payments.
Historically, stocks have yielded the highest returns over the long term, but they can also experience prolonged downturns. Stocks are considered riskier than other types of investments because stock prices can move unpredictably based on the issuing company’s performance, market swings and the state of the economy.
For more information, visit vanguard.com, or call 800-523-1188 for Vanguard funds and 800-339-4515 for non-Vanguard funds offered through Vanguard Brokerage Services, to obtain a prospectus.
Investment objectives, risks, charges, expenses, and other important information are contained in the prospectus; read and consider it carefully before investing.
Vanguard Target Retirement Trusts are not mutual funds. They are collective trusts available only to tax-qualified plans and their eligible participants.
Investment objectives, risks, charges, expenses, and other important information should be considered carefully before investing. The collective trust mandates are managed by Vanguard Fiduciary Trust Company, a subsidiary of The Vanguard Group, Inc.