Cbus Super Investment Options Crediting Rate

Cbus super investment options crediting rate

Investment Update - Changes to how often Cbus declares crediting rates

Investment returns & crediting rates

Keeping track of your investment returns allows you to project your retirement savings and ensure that you have made the right investment choices.

See below First Super’s crediting rates for 2018/19 and the average crediting rates for prior periods.

Super Fund

Investment option2018/2019 Fin.

year

Past 2 years
% p.a.
 Past 3 years
% p.a.
Past 5 years
% p.a.
Past 10 years
% p.a.
Since inception
% p.a.
Inception date
Balanced (default)6.70%8.67%9.61%8.68%8.84%8.42% 01/07/1988
Shares Plus7.91%10.87%12.55%10.85%11.02%6.50% 01/03/2001
Growth7.18%9.51%10.86%9.59%n/a10.72% 14/10/2011
Conservative Balanced5.80%6.86%7.53%6.92%7.69%6.00% 01/07/2008
Cash2.04%2.17%2.20%2.35%3.11%4.04% 01/03/2001

Pension Fund

Investment option2018/2019 Fin.

year

Past 2 years
% p.a.
 Past 3 years
% p.a.
Past 5 years
% p.a.
Past 10 years
% p.a.
Since inception
% p.a.
Inception date
Balanced (default)7.16%8.86%9.83%9.09%9.69%7.77% 18/03/2005
Shares Plus8.23%11.22%13.01%11.35%11.83%8.54% 01/07/2005
Growth7.92%10.50%11.98%10.64%n/a10.91% 10/08/2013
Conservative Balanced6.40%7.62%8.35%7.69%8.62%6.74%01/07/2008
Cash2.27%2.49%2.54%2.70%3.63%3.86%01/07/2005

Past investment returns are not a reliable indication of future returns.

Cbus super investment options crediting rate

Crediting rates are the return minus investment costs and taxes and allowing for reserves.

 

At First Super, we update our investment returns monthly. Here are our latest figures by investment option.

First Super investment RETURNS to 30 November 2019

Super Fund

Investment option: Balanced (default)

Jul 2019Aug 2019Sep 2019Oct 2019Nov
2019
Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
1.39-0.201.170.011.35
Jan 2020Feb 2020Mar 2020Apr 2020May 2020Jun 2020
3.712.5310.56

Investment option: Shares Plus

Jul 2019Aug 2019Sep 2019Oct 2019Nov
2019
Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
1.95-0.911.980.062.34
Jan 2020Feb 2020Mar 2020Apr 2020May 2020Jun 2020
5.424.3815.22

Investment option: Growth

Jul 2019Aug 2019Sep 2019Oct 2019Nov 2019Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
1.62-0.601.580.051.84
Jan 2020Feb 2020Mar 2020Apr 2020May 2020Jun 2020
4.503.4812.70

Investment option: Conservative Balanced

Jul 2019Aug 2019Sep 2019Oct 2019Nov 2019Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
1.090.000.870.031.05
Jan 2020Feb 2020Mar 2020Apr 2020May 2020Jun 2020
3.051.958.58

Investment option: Cash

Jul 2019Aug 2019Sep 2019Oct 2019Nov 2019Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
0.140.140.070.200.12
Jan 2020Feb 2020Mar 2020Apr 2020May 2020Jun 2020
0.670.391.83

Pension Fund

Investment option: Balanced (default)

Jul 2019Aug 2019Sep 2019Oct 2019Nov
2019
Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
1.39-0.161.240.001.44
Jan 2020Feb 2020Mar 2020Apr 2020May
2020
Jun 2020
3.912.6811.26

Investment option: Shares Plus

Jul
2019
Aug 2019Sep 2019Oct 2019Nov
2019
Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
2.04-0.952.080.062.44
Jan 2020Feb 2020Mar 2020Apr 2020May 2020Jun 2020
5.664.5715.87

Investment option: Growth

Jul
2019
Aug 2019Sep 2019Oct 2019Nov
2019
Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
1.78-0.651.740.052.02
Jan 2020Feb 2020Mar 2020Apr 2020May
2020
Jun 2020
4.943.8213.98

Investment option: Conservative Balanced

Jul
2019
Aug 2019Sep 2019Oct
2019
Nov 2019Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
1.200.000.960.041.16
Jan
2020
Feb 2020Mar 2020Apr 2020May 2020Jun 2020
3.362.169.47

Investment option: Cash

Jul
2019
Aug 2019Sep 2019Oct
2019
Nov
2019
Dec 2019Since 1 JulPast 3 mthsRolling 12 mths
0.170.170.080.240.14
Jan 2020Feb 2020Mar 2020Apr
2020
May 2020Jun 2020
0.800.462.02

Past investment returns are not a reliable indication of future returns.

Cbus super investment options crediting rate

Investment returns are based on the interim crediting rate which is the return minus estimated investment costs and taxes.

 

We’re here to help. So let’s talk.

If you would like to know more about the investment returns or have any other questions, please don’t hesitate to call our Member Services Team on 1300 360 988, or email us.

Your super account earns investment income at the Fund’s declared crediting rate.

Cbus super investment options crediting rate

The crediting rate used will depend on the investment option(s) you have selected. More information about crediting rates can be found in the More About First Super booklet and the First Super Pension PDS.

Cbus super investment options crediting rate

The actual returns are based on the performance of the underlying investments and First Super does not guarantee or promise any specific rate of return.